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With Joe

Financial Freedom, One House at a Time

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My first school trip

My first school trip

My first school trip   I got the privilege of doing something this week that I have never done before. I got invited to be a guest speaker at a local high school and teach three 90-minute sessions. The teacher who invited me is a friend named Josh. The subject he teaches is construction, and it has three phases. Construction 1 is the first period, made up mainly of freshmen, and its purpose...

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Land lording

A lose-lose situation

A lose-lose situation

A lose-lose situation   We try as real estate investors to create win-win situations when constructing our deals. This endeavor takes a lot of practice and a lot of training to accomplish. We spend countless hours reading books about negotiating and creative deal...

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Letter of demand

Letter of demand

Letter of demand   Most landlords in our area have their residential leases set up so rent is due on the first and late after the fifth of each month. That scenario means that on the sixth of the month, a letter of demand should be issued to any tenant who has...

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Explaining the four jobs of a tenant

Explaining the four jobs of a tenant

Explaining the four jobs of a tenant   I’ve written to you many times about how we “hire” people to do the four jobs of a tenant. And I’ve said those fours jobs are the standard by which we choose our tenants and also how we decide to “fire” them when they’re not...

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Mobile Homes

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Real Estate Investing

To be, or not be free and clear

To be, or not be free and clear

To be, or not be free and clear   I come from the Dave Ramsey school of thought when it comes to managing finances. I don’t like personal debt, and I prefer to pay cash for things. As a matter of fact, Ashley and I have never had a car payment during our...

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Swim, bike, run

Swim, bike, run

Swim, bike, run   I recently participated in the Lake Lanier Island Sprint Triathlon … and it was awesome. If you are not familiar with a sprint triathlon, it’s a race that consists of a quarter-mile swim, a 13-mile bike ride and then a 5k run, which is 3.10...

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Walking a mortgage

Walking a mortgage

Walking a mortgage   I will never forget that day. I was on my way down to Atlanta to attend Gary Johnston’s Financial Freedom Principle’s seminar. As I was driving, I was listening to another course that featured speakers like Jack Miller, Peter Fortunato, Jimmy...

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Videos

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