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Another statistic

Another statistic

Another statistic   Have you heard it said that 8 out 10 small businesses fail within the first 18 months? I have, and I just thought it was true. As a matter of fact, I went looking for it the other day and was kind of surprised as to what I found.   I found that statistic was stated in a Forbes article from 2013. But they gave no data or references to back their findings up.  ...

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To be, or not be free and clear

To be, or not be free and clear

To be, or not be free and clear   I come from the Dave Ramsey school of thought when it comes to managing finances. I don’t like personal debt, and I prefer to pay cash for things. As a matter of fact, Ashley and I have never had a car payment during our marriage. We no longer have any student loan debt, and we only use our personal credit cards on purchases that will gain us travel points,...

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Swim, bike, run

Swim, bike, run

Swim, bike, run   I recently participated in the Lake Lanier Island Sprint Triathlon … and it was awesome. If you are not familiar with a sprint triathlon, it’s a race that consists of a quarter-mile swim, a 13-mile bike ride and then a 5k run, which is 3.10 miles.     This was my first one ever. And to say I was nervous was an understatement.   We got there at 5:30 a.m., I...

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I have lots of questions

I have lots of questions

  I have lots of questions   I’m going to be open and honest with you about something that’s been going through my head. It stems from a conversation Ashley and I were having before bed.   As I was laying there, something dawned on me. I looked over at Ashley and said, “I have to be honest. Being a parent is not how I envisioned it.” She looked over at me and with the best British...

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Foreclosure Tidal Wave

Foreclosure Tidal Wave

Foreclosure Tidal Wave   I watched a pretty cool TED talk on how tidal waves are formed recently, and I learned some really interesting stuff I would like to share with you.   The first thing I learned was that the name of tidal wave is a little bit of a misnomer because they have nothing to do with the ocean tidal system. Then I learned about the term tsunami, which is a conjunction...

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