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To be, or not be free and clear

To be, or not be free and clear

To be, or not be free and clear   I come from the Dave Ramsey school of thought when it comes to managing finances. I don’t like personal debt, and I prefer to pay cash for things. As a matter of fact, Ashley and I have never had a car payment during our marriage. We no longer have any student loan debt, and we only use our personal credit cards on purchases that will gain us travel points,...

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Swim, bike, run

Swim, bike, run

Swim, bike, run   I recently participated in the Lake Lanier Island Sprint Triathlon … and it was awesome. If you are not familiar with a sprint triathlon, it’s a race that consists of a quarter-mile swim, a 13-mile bike ride and then a 5k run, which is 3.10 miles.     This was my first one ever. And to say I was nervous was an understatement.   We got there at 5:30 a.m., I...

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Walking a mortgage

Walking a mortgage

Walking a mortgage   I will never forget that day. I was on my way down to Atlanta to attend Gary Johnston’s Financial Freedom Principle’s seminar. As I was driving, I was listening to another course that featured speakers like Jack Miller, Peter Fortunato, Jimmy Napier and Clyde Wilson.   I pulled up to the Financial Freedom event, and I walked in and found Kim Cook, the wonderful...

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Four Piggy Banks

Four Piggy Banks

Four Piggy Banks   My oldest son, Seph, turned nine this month, and he racked up this year with birthday cards, most of which had money in them. And when the dust settled, my boy had amassed a wealth of $60, which is more money than he has ever had in his possession.   The first day after his birthday he wanted to spend some of his money. He has been playing this video game called...

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Foreclosure Tidal Wave

Foreclosure Tidal Wave

Foreclosure Tidal Wave   I watched a pretty cool TED talk on how tidal waves are formed recently, and I learned some really interesting stuff I would like to share with you.   The first thing I learned was that the name of tidal wave is a little bit of a misnomer because they have nothing to do with the ocean tidal system. Then I learned about the term tsunami, which is a conjunction...

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