Cash Flow With Joe

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Is now the time to buy?

Is now the time to buy?

Is now the time to buy?   We did something very interesting the other day. We bought a bus. Now, it’s not a school bus. It’s a public, transit-type bus. The reason we were looking for one was because we plan to travel a lot more around the U.S. making the most out of the 18 summers we have left with our kids. As I have told you before, we rented an RV last year and drove from Calhoun to the...

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Real estate investing is a team sport

Real estate investing is a team sport

Real estate investing is a team sport   I will never forget the last week of December in 2021. That week was a massive departure from the norm for me. It started on Sabbath morning when I awoke to back pain. You see, I hurt my back in the gym the week before Thanksgiving. I was doing an exercise called pendulum squats when I felt something move in my back. It didn’t hurt, but I knew...

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Another statistic

Another statistic

Another statistic   Have you heard it said that 8 out 10 small businesses fail within the first 18 months? I have, and I just thought it was true. As a matter of fact, I went looking for it the other day and was kind of surprised as to what I found.   I found that statistic was stated in a Forbes article from 2013. But they gave no data or references to back their findings up.  ...

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To be, or not be free and clear

To be, or not be free and clear

To be, or not be free and clear   I come from the Dave Ramsey school of thought when it comes to managing finances. I don’t like personal debt, and I prefer to pay cash for things. As a matter of fact, Ashley and I have never had a car payment during our marriage. We no longer have any student loan debt, and we only use our personal credit cards on purchases that will gain us travel points,...

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Swim, bike, run

Swim, bike, run

Swim, bike, run   I recently participated in the Lake Lanier Island Sprint Triathlon … and it was awesome. If you are not familiar with a sprint triathlon, it’s a race that consists of a quarter-mile swim, a 13-mile bike ride and then a 5k run, which is 3.10 miles.     This was my first one ever. And to say I was nervous was an understatement.   We got there at 5:30 a.m., I...

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