This does concern you

This does concern you   This week, I met with a seller who had a beautiful, brick ranch in a very desirable subdivision in Calhoun. The house was in very good shape. It needed some updating since it still had original fixtures throughout the house as well as wallpaper from its construction era. The kitchen needed some love too, but it had nice hardwood floors, a great living space and…

Is now the time to buy?

Is now the time to buy?   We did something very interesting the other day. We bought a bus. Now, it’s not a school bus. It’s a public, transit-type bus. The reason we were looking for one was because we plan to travel a lot more around the U.S. making the most out of the 18 summers we have left with our kids. As I have told you before, we…

Real estate investing is a team sport

Real estate investing is a team sport   I will never forget the last week of December in 2021. That week was a massive departure from the norm for me. It started on Sabbath morning when I awoke to back pain. You see, I hurt my back in the gym the week before Thanksgiving. I was doing an exercise called pendulum squats when I felt something move in my back….

Another statistic

Another statistic   Have you heard it said that 8 out 10 small businesses fail within the first 18 months? I have, and I just thought it was true. As a matter of fact, I went looking for it the other day and was kind of surprised as to what I found.   I found that statistic was stated in a Forbes article from 2013. But they gave no data…

To be, or not be free and clear

To be, or not be free and clear   I come from the Dave Ramsey school of thought when it comes to managing finances. I don’t like personal debt, and I prefer to pay cash for things. As a matter of fact, Ashley and I have never had a car payment during our marriage. We no longer have any student loan debt, and we only use our personal credit cards…

Swim, bike, run

Swim, bike, run   I recently participated in the Lake Lanier Island Sprint Triathlon … and it was awesome. If you are not familiar with a sprint triathlon, it’s a race that consists of a quarter-mile swim, a 13-mile bike ride and then a 5k run, which is 3.10 miles.     This was my first one ever. And to say I was nervous was an understatement.   We got…

Walking a mortgage

Walking a mortgage   I will never forget that day. I was on my way down to Atlanta to attend Gary Johnston’s Financial Freedom Principle’s seminar. As I was driving, I was listening to another course that featured speakers like Jack Miller, Peter Fortunato, Jimmy Napier and Clyde Wilson.   I pulled up to the Financial Freedom event, and I walked in and found Kim Cook, the wonderful lady I…

Four Piggy Banks

Four Piggy Banks   My oldest son, Seph, turned nine this month, and he racked up this year with birthday cards, most of which had money in them. And when the dust settled, my boy had amassed a wealth of $60, which is more money than he has ever had in his possession.   The first day after his birthday he wanted to spend some of his money. He has…

Foreclosure Tidal Wave

Foreclosure Tidal Wave   I watched a pretty cool TED talk on how tidal waves are formed recently, and I learned some really interesting stuff I would like to share with you.   The first thing I learned was that the name of tidal wave is a little bit of a misnomer because they have nothing to do with the ocean tidal system. Then I learned about the term tsunami,…

Should you go to a REIA?

Should you go to a REIA?   When Ashley and I got started in on our real estate investing journey we had no idea where to go or who to turn to for education — or guidance in general, for that matter. The first course we took was on creative financing. We overpaid, maxing out our credit cards to get the $12,500 class with a big-name investing education company.  …