Face to face

Face to face     Monday morning was super busy for me. You see, we had a closing where we were purchasing a double wide on it’s on land, and I needed to prepare closing docs, get a cashier’s check for that closing and also attend to my normal Monday morning commitments.   Due to labor shortages, my bank’s local branch had its lobby closed. As such, I had to…

Another statistic

Another statistic   Have you heard it said that 8 out 10 small businesses fail within the first 18 months? I have, and I just thought it was true. As a matter of fact, I went looking for it the other day and was kind of surprised as to what I found.   I found that statistic was stated in a Forbes article from 2013. But they gave no data…

To be, or not be free and clear

To be, or not be free and clear   I come from the Dave Ramsey school of thought when it comes to managing finances. I don’t like personal debt, and I prefer to pay cash for things. As a matter of fact, Ashley and I have never had a car payment during our marriage. We no longer have any student loan debt, and we only use our personal credit cards…

Find your pace

Find your pace   Last week, we talked about my experience with the swim portion of the Lake Lanier Island Sprint Triathlon, which I recently participated in. We left off at the very end of the swim when I was finally able to make it past the crowd and start swimming normally.   As I stood up and started to run out of the water, Ashley cheered me on. I…

Swim, bike, run

Swim, bike, run   I recently participated in the Lake Lanier Island Sprint Triathlon … and it was awesome. If you are not familiar with a sprint triathlon, it’s a race that consists of a quarter-mile swim, a 13-mile bike ride and then a 5k run, which is 3.10 miles.     This was my first one ever. And to say I was nervous was an understatement.   We got…

Going on an adventure

Going on an adventure   We just got back from driving an RV across the United States to see the Grand Canyon in Arizona. And it was awesome.   We rented a 30-foot class C motor home to take us on our journey. When it got delivered, the whole family excitedly piled in to check out the new ride. You should have seen the looks on my kids faces.  …

‘Someday’

‘Someday’   On a recent trip, I pulled off the highway and into a mom-and-pop filling station called the Sunset Gas & Grill. It was just outside the Dallas-Fort Worth area in Texas. I always thought filling station wasn’t an adequate way to describe such establishments because you don’t just fill there — you empty as well. And I really needed to.   I pulled alongside the pump in a…

A Jillian Dollars

A Jillian Dollars   Let me ask you a question: What would you do with a jillian dollars?   Before I give you my answer, I wanted to tell you a joke. Recently we heard a broadcast come in over the TV that said that six Brazilian workers were injured in a training exercise. My daughter looked up at me with a look of concern and said, “That’s terrible. How…

Rental Application Procedure

Rental Application Procedure   The way we take rental applications has changed over time. When we first started, we would take lots of pictures, a video tour and then upload all that material to a website that we could advertise on for free that would also syndicate to other sites like Zillow and Trulia. We would then put hand-painted red signs in the yard of the property listing all the…

Find a routine

Find a routine   We got back from a weeklong stay at the beach at 10 p.m. last night. That’s kind of late for us. But we got everything in the house and were in bed by 11 p.m. so I could get up and be at the gym this morning by 5:30 a.m.   Now, I’m here to tell you, it felt really, really good to be in my…