Another statistic

Another statistic   Have you heard it said that 8 out 10 small businesses fail within the first 18 months? I have, and I just thought it was true. As a matter of fact, I went looking for it the other day and was kind of surprised as to what I found.   I found that statistic was stated in a Forbes article from 2013. But they gave no data…

To be, or not be free and clear

To be, or not be free and clear   I come from the Dave Ramsey school of thought when it comes to managing finances. I don’t like personal debt, and I prefer to pay cash for things. As a matter of fact, Ashley and I have never had a car payment during our marriage. We no longer have any student loan debt, and we only use our personal credit cards…

Find your pace

Find your pace   Last week, we talked about my experience with the swim portion of the Lake Lanier Island Sprint Triathlon, which I recently participated in. We left off at the very end of the swim when I was finally able to make it past the crowd and start swimming normally.   As I stood up and started to run out of the water, Ashley cheered me on. I…